Which currency should you carry?
The Turkish lira (TRY) is the official currency. Hotels or larger purchases may be priced in pounds, euros or another currency, but that does not mean every shop accepts them or that the conversion is favourable. Keep some lira for small purchases and ask which currency the final bill and card charge will use before agreeing a price.
Using cards
Cards are useful in many hotels and established businesses, but acceptance can vary in smaller places or when terminals are unavailable. Carry a modest cash backup. If a card terminal offers conversion into your home currency, compare the displayed rate and fees with your card issuer's terms; choosing the local-currency charge is often preferable, but the best result depends on your card.
ATMs and exchange
ATMs may charge a local operator fee as well as your own bank's withdrawal or foreign transaction fees. Read the on-screen total before accepting. Use a bank machine in a well-lit location, shield your PIN and retain a receipt. Compare the displayed rate at an exchange office with the amount you will receive, rather than relying on a headline board.
Plan a daily budget
Separate accommodation and transport already paid from daily cash for meals, parking and beach facilities. Prices and exchange rates change; an old travel article cannot provide a reliable current budget. Our deal guide explains all-in comparison, while the car-hire page flags deposits and fuel costs.
Crossing the island
The Republic of Cyprus uses the euro. If your trip includes both sides, consider the money you need on each and review crossing and customs advice. Keep payment records for larger transactions and use your card provider's live fees, not a fixed exchange estimate, when comparing.
